Free to try ยท nothing to install

Kids don't learn about money from a worksheet. They learn by deciding.

FutureKin Academy teaches money, online safety, and AI literacy through short animated missions. The reward only unlocks when your child actually understands it. Not when they tap through.

More than twenty starter lessons are playable right now, free, with no signup. Ages 2 to 17. A weekly supplement, not a school course.

Hi! I'm Kinny ๐Ÿ‘‹
โœจ โญ โœจ
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lessons playable
right now
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age tiers
from 2 to 17
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subjects school
tends to skip
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to try every
one of them
Play one right now

Twenty-five starter lessons. Free, in your browser, no signup.

These are starter lessons from our pre-pilot: real and playable, but early and simple on purpose. Play one with your child and tell us what you think.

A first taste, not the finished app. What you can play today was built to test the idea and hear from families. The full FutureKin app will go much further: rich animation, lessons that adapt to each child using AI, a parent app, and many more lessons for every age. Your feedback decides what we build first.
Nothing is saved. In the full app your child's age lives on your account and we never ask.
๐Ÿงธ Ages 2โ€“4 ยท Tots Played together with a grown-up. No scoring, nothing to fail.
๐ŸŒฑ Ages 5โ€“7 ยท Littles Fully narrated. No reading required.
๐Ÿš€ Ages 8โ€“12 ยท Bigs Narration optional. Reads independently.
Best for 8โ€“9 โณ Money ยท Saving Wait or Buy Now?

Three dollars a week, four weeks, twelve dollars. Fill the jar and work out when waiting actually gets you what you want, and when it doesn't.

Play โ†’ ๐Ÿ”Š Narration optional ยท 4 min
Best for 8โ€“9 ๐Ÿค– AI literacy The Robot Sounds Sure

It says spiders have six legs in exactly the same confident voice it uses for true things. Learn when to check, and when checking doesn't matter.

Play โ†’ ๐Ÿ”Š Narration optional ยท 4 min
Best for 8โ€“9 ๐Ÿ›ก๏ธ Digital safety Who's Asking?

Online games are full of people to talk to. Most are just there to play. Learn the three warning signs that someone wants something from you, and the one rule that keeps you safe.

Play โ†’ ๐Ÿ”Š Narration optional ยท 5 min
Best for 9โ€“11 ๐Ÿ•ต๏ธ Digital safety Trick Detector

Real-looking messages, and the four signals that give a trick away every time.

Play โ†’ ๐Ÿ”Š Narration optional ยท 4 min
Best for 10โ€“12 ๐ŸŽ Money ยท Spending The Price of Free

When an app says free, somebody is still paying. The three ways that happens, and how to spot which one you're looking at.

Play โ†’ ๐Ÿ”Š Narration optional ยท 4 min
Best for 12 ๐ŸŽจ Digital ownership Who Owns Your Post?

You drew it, you posted it. Read the four lines of terms you agreed to without reading, in plain English, and find out what you actually gave away.

Play โ†’ ๐Ÿ”Š Narration optional ยท 7 min ยท 4 parts
Best for 10โ€“12 ๐Ÿ’ผ Money ยท Earning income Your First Job

Three real jobs with real numbers, and the reason one pays eight times another. It isn't effort.

Play โ†’ ๐Ÿ”Š Narration optional ยท 4 min
Best for 12 ๐Ÿ’ณ Money ยท Credit Borrowed Money

You borrowed $50 and paid back $50. So why do you still owe money? Learn what borrowing really costs, the minimum-payment trap, and how to spot a good deal from a bad one.

Play โ†’ ๐Ÿ”Š Narration optional ยท 6 min
โšก Ages 13โ€“17 ยท Teens Interactive models. Written for a teenager, not at one.
Being straight about this

This is a supplement, not a school course.

Where personal finance is taught at all, it's usually a single course in high school. In our home state of Virginia that's one credit built on about 140 hours of instruction, taken at sixteen or seventeen. Plenty of states require less, or nothing.

FutureKin is not that course and doesn't replace it. It's a weekly supplement that starts at two and builds the habits in the decade before that class shows up. Check your own state's requirements with your local school division.

How it works

The reward unlocks on understanding.

Most families already pay their kids something. Allowance, chores, screen time. FutureKin attaches that to comprehension instead of compliance.

1

You set it up

Add a child, choose what a lesson is worth. Zero is a normal setting.

2

They play a mission

Three to seven minutes, animated, guided by Kinny. Sized for one sitting.

3

Understanding is checked

Decisions inside the story, plus time on task. Tapping through earns nothing.

4

You approve

The reward lands in your queue. Nothing reaches your child without you.

5

Save, give or spend

Savings jars for younger kids. Supervised practice for teens.

The important bit

What "tapping through earns nothing" actually means

Every mission gates its reward on two things at once: a score threshold and a minimum time on task. A child who clicks the right answers in forty seconds does not clear the gate. Retries are unlimited and never penalized, because the point is understanding, not speed.

๐ŸŽš๏ธ You set the value

Including zero. The lessons and the comprehension gate work exactly the same either way. Plenty of families run it with no reward at all.

๐Ÿ”’ Nothing moves without you

Every release passes through your approval queue. You see what was learned, what was scored, and how long it took.

๐Ÿšซ No ads, ever

No advertising, no selling data, no open chat, no contact from outside your family on any child screen.

What we teach

Six subjects school tends to skip.

Thirty states now require a standalone personal finance course to graduate. Where it exists it's typically one course in high school, and twenty states still require none at all. Either way, a teenager arrives at sixteen with a decade of habits already formed and none of it discussed. We think that conversation should start a lot earlier.

๐Ÿ’ต

Money

Earning, saving, spending, credit and investing

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Digital Safety

Scams, privacy, and what to do when something feels off

๐Ÿค–

AI Literacy

What AI can do, what it gets wrong, and when to check

๐Ÿ‘›

Digital Ownership

What you actually own online, and what you're only renting

๐ŸŽฎ

Coding

Sequence, logic, and cause and effect, by building small projects

๐Ÿ“ฃ

Creator Economics

How attention becomes income, and what a platform takes

Our financial content is written against the 2021 National Standards for Personal Financial Education, published jointly by the Council for Economic Education and the Jump$tart Coalition, and our digital safety content against the ISTE Standards for Students. The formal outcome-by-outcome mapping is in progress and will be published with the learning record, so treat the alignment as our design intent rather than a certified crosswalk.

For homeschool families

The learning record writes itself.

Every mission logs the date, the time on task, the comprehension score and the standard it maps to. Export the whole thing as a PDF or a spreadsheet whenever you need it. It's a record of supplementary work, not a substitute for a course your state requires.

๐Ÿ“„ What's in the export

A dated list of every mission completed, hours of instruction, scores, and the standards covered, per child. Families use it as source material when working with an evaluator, or simply to keep their own records straight.

โš ๏ธ What it is not

It does not replace whatever your state requires you to submit. Reporting rules vary enormously. Virginia, where we're based, needs a test score or an evaluator letter rather than a portfolio. We'd rather say that plainly now than have you find out in August.

Requirements vary by state. Check with your local school division for what your family is required to submit.

For educators

Teach it once. Get paid every time a child learns it.

You already know what kids struggle with. The FutureKin marketplace lets you turn that into a mission inside our lesson shell, and earn every time a learner completes it and clears the comprehension gate.

1 ยท ApplyTell us what you teach. Background check for anyone publishing to children.
2 ยท BuildWrite your lesson into our shell. We handle the animation, narration and assessment.
3 ยท ReviewOur team checks accuracy, age fit and standards alignment before it goes live.
4 ยท EarnYou get paid per verified completion. Not per view, not per click.
Publishing is free. No listing fee, no charge to join, no paying for placement. The creator pool is a fixed share of subscription revenue, so what you earn rises with the platform rather than coming out of your pocket. Founding educators keep free publishing permanently.
Questions

Straight answers.

Are you paying my kid to learn?

Only if you want us to. You set the reward, and zero is a normal setting. The lessons and the comprehension gate work identically either way. Most families who use rewards are redirecting allowance they already give, and attaching it to understanding rather than to chores.

Is there cryptocurrency in this?

Children earn Kin Coins, which are learning points in a balance you control. Not currency, and not something your child can move. On the teen tier only, a parent may optionally choose a supervised alternative; it is off by default and every release still passes through your approval. Your child never holds or transacts anything independently. If you want none of it, turn rewards to zero and the lessons are unchanged.

Does this work if my kid is in regular school?

Yes. Public, private, homeschool, hybrid, or a co-op. FutureKin covers subjects most schools don't reach until eleventh grade, if at all, and it assumes nothing about how your child is educated otherwise. A lot of families use it as a weekend thing.

How much screen time is this?

Missions run three to seven minutes and end rather than loop. There's no infinite feed, no autoplay into the next thing, and no streak mechanic designed to pull a child back. The Tots lesson has an explicit "all done for now" button. We'd rather a family does one mission a week for three years than forty in a two weeks.

What about my child's data?

No advertising, no selling data, no open chat, and no contact from anyone outside your family on a child screen. We collect the minimum needed to run the learning record. Our COPPA program and a verifiable parental consent process are being built now, with counsel, and are funded as part of the work ahead.

What will this cost once it launches?

Our current plan is $129 a year for a family, covering up to four children across every age tier, or $12.99 monthly. Pilot families who back the founding campaign lock $99 a year permanently. Schools and co-ops are priced separately. These are our working numbers and the pilot exists partly to find out whether they're right, so treat them as a plan rather than a promise.

What's actually finished, and what isn't?

More than twenty missions are playable right now, and the parent dashboard and educator portal exist as working previews. What is still being built: real accounts with saved progress, the live reward ledger, the learning-record export, and the mobile apps. We would rather tell you that than let you find out. That's what the pilot is for.

Why does it ask my child's age? Is that stored?

It isn't stored anywhere, and in the finished product you'll never be asked. The dropdown exists only because these starter lessons have no accounts behind them yet, so there's nothing that knows who's playing. In the real app you set up each child once when you create your account, and the right lessons appear for each of them automatically. The age never leaves your browser here, and the lessons work identically if you ignore the dropdown entirely.

Does this count as a school course or satisfy a credit?

No, and we won't pretend otherwise. Requirements differ a lot by state. Where a personal finance course is required it's usually one high school credit built on roughly 140 hours of instruction, and twenty states require none at all. FutureKin is a weekly supplement running three to seven minutes a mission. Think of it as what happens in the ten years before that course, not instead of it. Check what your own state requires with your local school division.

I'm a teacher. What does publishing actually pay?

The creator pool is a fixed share of subscription revenue, currently planned at 12%, split across educators by verified completions. That means your earnings rise as the platform grows and can never outrun what the platform actually takes in, which is what keeps it sustainable. You're paid per completion that clears the comprehension gate, not per view. Publishing is free to join, and educators who join during the pilot keep free publishing permanently.

Are these the real lessons, or a preview?

A preview, and an honest one. These are starter lessons from our pre-pilot: real and playable, but early and simple on purpose, built to test the idea and hear from families. The full FutureKin app goes much further: rich animation, lessons that adapt to each child using AI, saved progress, the learning record, a parent app and many more lessons. Once 200 families have signed up and the platform is built, those families pilot it first and help shape it. If you'd rather just play the starter lessons and never hear from us again, that's completely fine and they stay free.

The founding family pilot

Help us build this properly.

The lessons above are starter lessons from our pre-pilot. They show you how FutureKin teaches, and they are free to play forever. What we are building next is the real platform: rich animation, lessons that adapt to each child, accounts that save progress, a working reward ledger, the learning record, and the mobile apps.

Once 200 families, co-ops and schools have signed up, we raise the funding and build it. Then those founding families pilot the real platform first, helping us revise and fine-tune it before it launches to everyone. It is a chance to help build this from the very start.

0 of 200 spots taken
200 left ยท first 100 lock the founding rate
0100 ยท founding rate closes200 ยท pilot full
Today: the pre-pilotMore than twenty starter lessons, free, no signup. Play them with your child and sign up below.
At 200 sign-upsWe raise the funding and build the full platform, shaped by what you told us about the starter lessons.
The pilotFounding families get the real platform first, free for the term, and help decide what is fixed, tuned and built next.
What you get

Free for the term. Better if you actually use it.

๐ŸŽEveryone who joins

Full access to the real platform, free, for the whole pilot term. Every lesson, every tier, every child in your house. No card, no trial countdown.

โญFinish the pilot

Use it with a child and send us honest feedback, and you get a bonus year free after the term ends. Earned, not given.

๐Ÿ”’First 100 to join

A guaranteed founding slot at $99 a year, locked for life, when we open the funding campaign. List price will be $129.

We're not giving away years of a product that doesn't exist yet. The pilot is free because we need the feedback, the bonus year is earned because that feedback is the valuable part, and the founding rate rewards the families who back the build. Pricing is our current plan and may change before launch.

What ages are your learners? Tick all that apply.
๐ŸŽ‰ You're on the list. We'll be in touch when the pilot opens. In the meantime, the starter lessons above are free to play as often as you like.

We'll email you when the pilot opens. No marketing lists, no sharing your details.